Accéder au contenu principal

The various items of expenditure on health



Coverage of physician fees


There are 3 categories of doctors: 

Doctors Area I: they apply the conventional tariff (includes 3/4 of doctors) 

The doctor Sector II: they are allowed to go beyond the conventional tariff (includes 1/4 of doctors) 

The Doctors of Sector III: they have not signed an agreement with the Social Security (about 500 doctors). In this case, the compulsory scheme bases its reimbursement on a symbolic tariff: the authority tariff. 

mutual insurance company can cover any overpayment of physicians' fees.

Drug Coverage


The social security reimbursement rate varies:

100% of the convention rate for irreplaceable and expensive medicines 
65% of the convention rate for other reimbursed medicines (white stickers) 
35% of the convention rate for so-called " (Blue stickers) 
15% for medicines for which the "actual service rendered is insufficient" (orange sticker) 
0% for non-reimbursed medicines 

Similarly, your health insurance may cover the amount not reimbursed by the secu.

Coverage of optical costs


Optics are poorly repaid by the Social Security:  

Glasses
Even if the glasses of children under 16 years are better reimbursed, the conventional rates do not correspond at all to the market prices. 

The frames
The conventional price is 30,49 € for a child mount and 2,34 € for an adult mount! 

Lentils
They are rarely refunded (except for children) and when they are, the convention rate is not related to actual prices.

Coverage of dentist fees



Dental care: Dental
care is reimbursed up to 70% of the convention rate by the Social Security. 

Orthodontics
Orthodontics is only reimbursed by the Social Security for children whose request for preliminary agreement was transmitted before the 16th birthday. The request for an agreement must be renewed every 6 months. The duration of orthodontic care is 3 years on average. 

Dental prostheses
There are 2 broad categories of prostheses: 
- fixed prostheses 
- removable prostheses. 
Regardless of the type of crown, the mandatory regime repays 70%.

Coverage of radiology and laboratory costs


The Compulsory Plan reimburses: 

- radios at 70%, 
- analyzes at 60%

Coverage of Hospitalization Expenses


Social Security reimburses: 

80% if there is no surgery or if it is a minor intervention (vegetation, ingrown toenail ...). Beyond the 31st day, 100% coverage 

100% for the most important interventions 

Attention to the choice of the establishment ! 

- In the case of a hospital in the public sector : the conventional rate (TC) is respected. Depending on the nature of the hospital stay, you may be charged 20% of the CT, hospital and ancillary costs (private room, telephone, etc.). 

- If the hospital is private or Of a convention clinic : The conventional tariff is not always respected and it can therefore remain at your charge: 20% of the CT, the overtaking of the CT, the fixed hospital and ancillary costs. 

- In the case of a non-contracted clinic : the tariffs are free and the Social Security reimbursement is based on lower tariffs than those used for the approved establishments.

Commentaires

Posts les plus consultés de ce blog

Clé de série pour: Kaspersky Internet Security 2017

Clé de série pour: Kaspersky Internet Security 2017 1. Tout d'abord, vous devez réinitialiser la version d'essai afin qu'elle ne soit pas expirée: Utilisez cette série: FQZ3R-RHXP3-EQ62A SZDG9 2. Ensuite, utilisez le code d'activation: ( Free Serials KASPERSKY INTERNET 2017) 1- TZD5E-791PU-WS14E-FWSUA 2- 1HDAT-NKT4D-5W25V-H7FNA 3- 5AP54-G2CG5-24J2P-PAY29 4- 1D923-5UB6W-ARQ6W-BUTHP 5- Q4J58-WQ57J-491UZ-EBZYA 6- 8H79V-4CK65-J3MXE-38MU9 7- 8H9KC-D6PMC-Y2JYH-JXJA4 8- 8HA1S-78CRF-B551M-AV9NC 9- 8HQ4W-13A6N-5VYKY-1K3TT 10- 8HRCP-HADZ1-87AVN-B9T2H 11- 8HRWT-4Q1PM-SV1JE-2D7DM 12- 8HSBP-GN4Z6-U1SEF-HQA65 13- 8H7HF-1AQGU-JYKEB-V68J3 14- 8H7SM-3BTDX-YZQM9-R5JE9 15- 8H7TD-QDF1Q-AUY16-HAWNS 16- 8H84Y-W1VAG-6GM1R-UW8P3

Car Insurance: What is the Malus Bonus?

The principles of the Bonus Malus The bonus-malus (or "reduction-increase clause") has been compulsory since 1976 with the aim of encouraging prudence. The effect of the premium / car insurance contribution is to adapt the behavior of the driver Vehicle insured. This variation results from the application of a higher or lower level coefficient on the "civil liability" and "damage" parts of the contribution depending on whether or not the driver (s) were responsible for accidents during The annual period or periods elapsed. The operation of the Bonus Malus The Bonus Malus or reduction / increase coefficient (CRM) applies to all passenger cars, light trucks and motorcycles over 80 cm3. All motorists therefore have a Bonus or Malus. The premium / auto insurance premium payable at each annual maturity is influenced by the decline or increase in this indicator that reflects your "good behavior". When you do not have an accident, you get a bonus and yo

Compare different health insurance offers

Faced with the increase in the number of deductions, you have decided to take out  health insurance  .  Here is a wise decision!  However, it is important to note that, at the time of making the right choice, there will be a number of  factors  that are sufficiently essential to vary the  amount  of your  insurance premium  . Factors that affect the amount of your premium With criteria that vary from one individual to another, it is not necessarily evident to set out guidelines when discussing the  factors taken into account  by the insurer in determining the amount of Health insurance premium.  However, it is possible to mention the  following factors  that will influence the amount of your premium: your age Your social system The profession that is yours The level of guarantees you have chosen The number of beneficiaries of your insurance It should be noted that taking into account these factors specific to the insured will undergo a  major upheaval  on December 21,