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Faced with the increase in the number of deductions, you have decided to take out  health insurance  .  Here is a wise decision!  However, it is important to note that, at the time of making the right choice, there will be a number of  factors  that are sufficiently essential to vary the  amount  of your  insurance premium  . Factors that affect the amount of your premium With criteria that vary from one individual to another, it is not necessarily evident to set out guidelines when discussing the  factors taken into account  by the insurer in determining the amount of Health insurance premium.  However, it is possible to mention the  following factors  that will influence the amount of your premium: your age Your social system The profession that is yours The level of guarantees you have chosen The number of beneficiaries of your insurance It should be noted that taking into account these facto...

Definition of convention tariff This is the rate set by the Social Security to  calculate the reimbursement of the fees  and care provided by practitioners and medical auxiliaries subject to a national convention.  For example, consultation with a general practitioner who complies with the convention rate (sector 1) costs 22 €. Social Security pays 70% of this tariff, ie 14.40 €. Definition of authority tariff Some doctors have not signed an agreement with the  Social Security  (sector 3) and practice a free fee.  The Social Security calculates its reimbursement on the basis of a very symbolic tariff: it is the tariff of authority  .  For example, for a consultation with a general practitioner (sector 3) in Paris, the tariff of authority is 0.61 €. Definition of user fee The co-payment represents  the difference between 100% of the convention rate and the rate applied by the Social Security on this tariff  .  This amou...

Faced with the increase in the number of deductions, you have decided to take out  health insurance  .  Here is a wise decision!  However, it is important to note that, at the time of making the right choice, there will be a number of  factors  that are sufficiently essential to vary the  amount  of your  insurance premium  . Factors that affect the amount of your premium With criteria that vary from one individual to another, it is not necessarily evident to set out guidelines when discussing the  factors taken into account  by the insurer in determining the amount of Health insurance premium.  However, it is possible to mention the  following factors  that will influence the amount of your premium: your age Your social system The profession that is yours The level of guarantees you have chosen The number of beneficiaries of your insurance It should be noted that taking into account these factor...

The  health insurance  has become indispensable in daily life.  Whether you live alone, in a couple, or with children, consultations with a general practitioner or a specialist are more or less frequent and depend not only on  your age but also on  your lifestyle  , and of course your  State of health   !  So being supported by a complementary one is beneficial!  Explanations. If  Social Security  pays a large portion of your health expenses, it does not necessarily reimburse you for all care. So you have a share of your own  .  This may be more or less high.  So to get better coverage,  go for health insurance  . Define your health needs This is modular.  Depending on your needs,  you can choose the appropriate formula  .  The difficulty, precisely, is to determine these famous needs.  To help you, if you use an  insurance comparator  , you can fill out...

Purchase  health insurance  may be necessary  in some cases.  It is true that the Health Insurance system pays a large part of the healthcare costs, but it remains  for a lot of care, a part to you  .  And this should be all the more frequent as Social Security will begin to pay back less and less medicines and care.  So it's good to have a good complementary health! Health insurance takes care of the difference Indeed, health insurance guarantees you the payment of the difference between  what is reimbursed by the Social Security and what you pay  .  This difference can be minimal as immense.  Fee overruns are commonplace as soon as you go to a specialist, for example. Health insurance adapted to your needs But health insurance is also the ability to predict your needs.  Because good insurance is the one that takes into account your profile.  An  insurance comparator  allows you to clearly iden...

A  health insurance  is part of what is more generally called  complementary health  .  These include health insurance, mutual insurance companies and pension funds. Unlike the other two, health insurance is  governed by the Insurance Code  which defines all the regulations governing insurance companies and the relationship between them and their customers, the insured.  It differs from the Code de la Mutualité on several points, notably on the commercial aspect: insurance  companies are for-profit commercial companies. The role of health insurance is to  supplement reimbursements of healthcare costs  not covered by the compulsory social security scheme.  The purchase of health insurance is  not compulsory,  but it is highly recommended in  order to avoid bad financial surprises related to a health problem. As its name suggests, the health insurance supports  health expenses  such as doctor visit...