Faced with the increase in the number of deductions, you have decided to take out health insurance . Here is a wise decision! However, it is important to note that, at the time of making the right choice, there will be a number of factors that are sufficiently essential to vary the amount of your insurance premium .
Factors that affect the amount of your premium
With criteria that vary from one individual to another, it is not necessarily evident to set out guidelines when discussing the factors taken into account by the insurer in determining the amount of Health insurance premium. However, it is possible to mention the following factors that will influence the amount of your premium:
- your age
- Your social system
- The profession that is yours
- The level of guarantees you have chosen
- The number of beneficiaries of your insurance
It should be noted that taking into account these factors specific to the insured will undergo a major upheaval onDecember 21, 2012 . From this date, the amount of the health insurance premium can no longer be calculated taking into account the sex of the insured person. More specifically, men who, for the time being, pay an average of 10% less than women will have to pay more for the end of gender discrimination in insurance .
Why use an insurance comparator?
As a leading insurance comparator in France, Assurland.com allows you to compare many health insurance formulas thanks to the richness of its catalog, made up of about fifty partner insurers . This should enable you to find insurance that is truly adapted to your health needs.
Plus loin, l’utilisation d’un comparateur d’assurance présente un certain aspect pratique car il offre la possibilité de comparer assez simplement les prestations offertes par les différents assureurs eu égard à votre profil. Ainsi, vous pourrez choisir sans trop de difficulté l’assurance santé la plus adaptée à vos besoins d’après ses garanties, les délais de carence proposés ou encore la rapidité des remboursements.
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