The health insurance has become indispensable in daily life. Whether you live alone, in a couple, or with children, consultations with a general practitioner or a specialist are more or less frequent and depend not only on your agebut also on your lifestyle , and of course your State of health ! So being supported by a complementary one is beneficial! Explanations.
If Social Security pays a large portion of your health expenses, it does not necessarily reimburse you for all care.So you have a share of your own . This may be more or less high. So to get better coverage, go for health insurance .
Define your health needs
This is modular. Depending on your needs, you can choose the appropriate formula . The difficulty, precisely, is to determine these famous needs. To help you, if you use an insurance comparator , you can fill out a form. This one asks you the "right" questions so that you can make a choice that correspond to different criteria :
- Your age
- Your status (single, couple, with children)
- Your place of residence
- Your budget
- Your dental, hearing, surgical, maternity, etc. needs.
Types of formulas to choose
- If you are a couple with or without children, it may be more interesting to take the same health insurancerather than two different ones.
- If you have needs in orthodontics, ophthalmology, hearing, etc. You need to see a specialist regularly. Since the latter often incurs fees overruns, you will greatly appreciate having taken out health insurance with high guarantees .
- On the other hand, if you are in good shape and you go to the doctor from time to time to do an annual check-up, opt for a more economical formula .
You choose ! And compare, it's worth it, in terms of savings!
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